{"id":74,"date":"2026-10-05T17:00:00","date_gmt":"2026-10-05T17:00:00","guid":{"rendered":"https:\/\/www.tlcrealtor.org\/blog\/?p=74"},"modified":"2026-10-05T17:00:00","modified_gmt":"2026-10-05T17:00:00","slug":"us-mortgage-costs-hit-14-month-high","status":"publish","type":"post","link":"https:\/\/www.tlcrealtor.org\/blog\/2026\/10\/05\/us-mortgage-costs-hit-14-month-high\/","title":{"rendered":"US Mortgage Costs Hit 14-Month High"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/tina-l-campbell\/mortgage-costs-high-remotion-videos-de5b\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>It\u2019s been quite a ride for homebuyers this year! By the end of Q3, the typical monthly mortgage payment hit $2,600\u2014a 14-month high. With sale prices holding steady (the national median is now around $399,000, up about 2% from last year), affordability is definitely a bigger challenge than ever, and pending sales have stayed pretty flat. Mortgage applications have dipped a little, and new listings slowed down a bit over the holidays, but we\u2019re still seeing more options than this time last year. Sellers are making some smart moves: about 21% of active listings have cut prices, and it\u2019s clear that strategic pricing can really make a difference\u2014overpricing is holding some homes back. Inventory is slowly improving, with about 1.5 million homes on the market and nearly four months of supply, though we\u2019re still not quite at that \u201cbalanced market\u201d sweet spot. As someone who\u2019s always passionate about helping people find their place in Arizona, I\u2019m keeping a close eye on these trends to help you navigate this ever-changing market with optimism and a little bit of adventure!<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s been quite a ride for homebuyers this year! By the end of Q3, the typical monthly mortgage payment hit $2,600\u2014a 14-month high. With sale prices holding steady (the national median is now around $399,000, up about 2% from last year), affordability is definitely a bigger challenge than ever, and pending sales have stayed pretty [&hellip;]<\/p>\n","protected":false},"author":418,"featured_media":75,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-74","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/users\/418"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":1,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":76,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/76"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/media\/75"}],"wp:attachment":[{"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tlcrealtor.org\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}